Analisis Tingkat Kesehatan Bank dengan Metode RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) Pada PT. Bank Jago Tbk Periode 2019 – 2021
DOI:
https://doi.org/10.32585/jbfe.v4i1.3777Abstract
The Bank's soundness level is one of the important aspects in the banking world to maintain and protect public trust, thus the bank's soundness level must be maintained and maintained. The purpose of this research is to analyze the soundness level of PT Bank Jago, Tbk using the RGEC method for the 2019-2021 period. The type of data used in this study is secondary data sourced from the Annual Financial Report of PT Bank Jago, Tbk. The results of this research show that PT Bnak Jago, Tbk for the 2019-2021 period in terms of Risk Profile using credit risk gets a very healthy predicate and using liquidity risk gets a fairly healthy predicate, in terms of Good Corporate Governance gets a healthy predicate, in terms of Earnings using ROA and ROE get unhealthy predicate and using NIM get healthy predicate, in terms of Capital get very healthy predicate, and in terms of RGEC aspect get pretty healthy predicate.
Downloads
References
Adisti, Putri. 2018. “Analisis Tingkat Kesehatan Bank dengan Metode RGEC (RiskProfile, Good Corporate Governance, Earnings, Capital) pada Bank Pemerintah dan Swasta periode tahun 2013-2017”. Penulisan Ilmiah Fakultas Ekonomi. Jurusan Akuntansi. Universitas Gunadarma.
Anggraini, M. (2015). Analisis Kinerja Keuangan Bank Konvensional Dan Bank Syariah Dengan Menggunakan Pendekatan RGEC (Studi pada PT. BRI, Tbk dan PT. BRI Syariah Periode 2011-2013). Jurnal Administrasi Bisnis S1, Universitas Brawijaya, Vol. 27, No. 1
Dewi, M. (2018). Analisis Tingkat Kesehatan Bank Dengan Menggunakan Pendekatan Rgec (Risk Profile, Good Corporate Governance, Earnings, Capital). Ihtiyath: Jurnal Manajemen Keuangan Syariah, 2(2).
Fernandes, Y. D., & Marlius, D. (2018). Peranan Customer Service Dalam Meningkatkan Pelayanan Kepada Nasabah Pada PT. Bank Pembangunan Daerah Sumatera Barat Cabang Utama Padang.
Fitriano, Y., & Sofyan, R. M. (2019). Analisis Tingkat Kesehatan Bank Dengan Penerapan Metode RGEC (Risk Profile, Good Corporate Governance, Earnings Dan Capital) Pada Pt. Bank Bengkulu. Managament Insight: Jurnal Ilmiah Manajemen, 13(1), 73-91.
Gandawari, Y., Areros, W. A., & Keles, D. (2017). Analisis Tingkat Kesehatan Bank Menggunakan Metode RGEC Pada PT. Bank Sulutgo Periode 2014-2016. Jurnal Administrasi Bisnis (JAB), 5(003).
Gina, Yatika, P. 2018. “Penelitian Tingkat Kesehatan Bank Dengan Menggunakan Metode RGEC pada PT Bank BRI Tbk Periode 2012-2016”. Penulisan Ilmiah Fakultas Ekonomi. Jurusan Akuntansi. Universitas Gunadarma.
Korompis, V. E., Rotinsulu, T. O., & Sumarauw, J. (2015). Analisis Perbandingan Tingkat Kesehatan Bank Berdasarkan Metode RGEC (Studi pada PT Bank Rakyat Indonesia Tbk dan PT. Bank Mandiri Tbk Tahun 2012-2014). Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis dan Akuntansi, 3(4).
Mutiasari, D. (2019). Analisis Perbandingan Kinerja Keuangan Bank Pemerintah dan Bank Umum Swasta Nasional di Indoneisa Periode 2014–2018. Artikel Ilmiah. Universitas Ahmad Dahlan. Fakultas Ekonomi.
Octaviani, S., & Saraswati, N. (2018). Analisis penilaian tingkat kesehatan bank dengan metode risk profile, good corporate governance, earnings, capital. JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi, 5(2), 138-146.
Paramartha, I. M., & Darmayanti, N. P. A. (2017). Penilaian Tingkat Kesehatan Bank Dengan Metode RGEC Pada PT. Bank Mandiri (Persero) Tbk, (Doctoral dissertation, Udayana University).
Pramana, K. M., & Artini, L. G. S. (2016). Analisis tingkat kesehatan bank (pendekatan RGEC) pada PT. Bank Danamon Indonesia Tbk, (Doctoral dissertation, Udayana University).
Pratikto, M. I. S., & Afiq, M. K. (2021). Analisis Tingkat Kesehatan Bank Dan Potensi Financial Distress Menggunakan Metode RGEC Dan Zmijewski Pada Bank Bni Syariah Tahun 2015-2019. Jurnal Ekonomi Syariah Teori Dan Terapan, 8(5), 570.
PT Bank Jago Tbk. Laporan Tahunan 2019 [Online] Melalui: https://jago.com/id[Akses 21 Desember 2022].
PT Bank Jago Tbk. Laporan Tahunan 2020 [Online] Melalui: https://jago.com/id[Akses 21 Desember 2022].
PT Bank Jago Tbk. Laporan Tahunan 2021 [Online] Melalui: https://jago.com/id [Akses 21 Desember 2022].
Putri, I. D. A. D. E., & Damayanthi, I. G. A. E. (2013). Analisis Perbedaan Tingkat Kesehatan Bank berdasarkan RGEC pada perusahaan Perbankan besar dan kecil. E-Jurnal Akuntansi Universitas Udayana, 5(2), 483-496.
Rizky, Arrestia, P. 2021. “Analisis Tingkat Kesehatan Bank dengan Metode Risk Profile, Good Corporate Governance, Earnings, Capital (RGEC) pada PT Bank Wooru Saudara Indonesia 1906 Tbk periode 2015-2019”. Penulisan Ilmiah Fakultas Ekonomi. Jurusan Akuntansi. Universitas Gunadarma.
Downloads
Published
How to Cite
Issue
Section
License
Authors who publish with the Journal Of Business, Finance, and Economics (JBFE) agree to the following terms:
- Authors retain copyright and grant the journal the right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.