Dampak Perilaku Manajemen Keuangan Pada Pelaku UMKM Ekonomi Kreatif Sub Sektor Kuliner Sate Bandeng Di Kecamatan Serang Kota Serang Banten
DOI:
https://doi.org/10.32585/jbfe.v4i2.4701Keywords:
Financial Management Behavior, MSME actorsAbstract
This study sought to ascertain the effects of financial management practices on Micro, Small and Medium Enterprises in the Sate Bandeng culinary sub-sector's creative economy in Serang District, Serang City. Using 30 informants, a descriptive qualitative approach was used for this study's research design. Observation, reading, interviews, and documentation studies are all used as data collection methods. techniques for data analysis that include gathering data, reducing it, presenting it, and drawing conclusions. The study's findings indicate that the Sate Bandeng culinary economy's Micro, Small, and Medium Enterprises are impacted by financial management practices. This can be seen from the perspective of financial literacy, record keeping, investments, and savings that can have a pretty significant impact on income for Micro, Small, and Medium Enterprise actors in the creative economy of the milkfish satay culinary sub-sector in Serang District, Serang City, before, during, and after the Covid-19 pandemic. Future studies are anticipated to look at the advantages of technical financial advice in order to advance knowledge and skills in financial management and reveal how awareness of financial management's significance is one of the keys to raising the standard of business in the future.
References
Chen, H., & P. Volpe, R. (1998). An Analysis of Personal Financial Literacy Among College Students. 7(2), 107–128.
Djou, L. G. (2019). Analisis pengaruh literasi keuangan, sikap keuangan dan kepribadian terhadap perilaku pengelolaan keuangan UMKM di Kabupaten Ende. Jurnal Magisma, 7(2), 1–12. http://jurnal.stiebankbpdjateng.ac.id
Dwinta, I. dan C. Y. (2010). Pengaruh Locus Of Control, Financial Knowledge, Income Terhadap Financial Management Behavior. Jurnal Bisnis Dan Akuntansi, 12(3), 131–144.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh Financial Attitude,Financial Knowledge, Parental Income Terhadap Financial Management Behavior. Jurnal Manajemen Teori Dan Terapan| Journal of Theory and Applied Management, 9(3), 226–241. https://doi.org/10.20473/jmtt.v9i3.3077
Humaira, I., & Sagoro, E. M. (2018). Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku Umkm Sentra Kerajinan Batik Kabupaten Bantul. Nominal, Barometer Riset Akuntansi Dan Manajemen, 7(1). https://doi.org/10.21831/nominal.v7i1.19363
Khoirini, N., Mardani, ronny malavia, & wahono, budi. (2021). Pengaruh Financial Literacy, Financial Attitude Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan Pada UMKM Fashion Di Kota Malang. Jurnal Riset Manajemen, 1, 87–99.
Manurung, A. H. (2012). Teori Perilaku Keuangan ( Behaviour Finance ). Economis Of Management, 41(4), 1–13. http://finansialbisnis.com/Data2/Riset/Teori Perilaku Keuangan.pdf
Mariastinik, F. H. (2017). Menguji tingkat pengetahuan, sikap, dan perilaku keuangan pribadi mahasiswa jurusan manajemen fakultas ekonomi universitas islam negeri maulana malik ibrahim malang. http://etheses.uin- malang.ac.id/10644/
Masruroh, S. (2016). Analisis Literasi Keuangan Ibu Rumah Tangga Desa Wonojati Jenggawah Jember. Skripsi.
Nisa, K. F., Salim, M. A., & Priyono, A. A. (2020). Pengaruh Pengetahuan Keuangan, Sikap Keuangan, Dan Kepribadian Terhadap Perilaku Manajemen Keuangan Pada Pelaku Umkm Ekonomi Kreatif Sub Sektor Kuliner Kabupaten Malang. 82–94.
PantaiLosari. (2021). Pemprov Sulsel Siapkan Strategi Pulihkan UMKM. INFOKINI.ID. https://www.diskop.id/2021/02/16/pemprov-sulsel-siapkan- strategi-pulihkan-umkm/
Rapih, S., Martono, T., & Riyanto, G. (2016). Indikator Usaha Mikro Kecil Menengah. 10–27.
Robb, C. A. (2011). Financial Knowledge and Credit Card Behavior of College Students. Journal of Family and Economic Issues, 32(4), 690–698. https://doi.org/10.1007/s10834-011-9259-y
Sari, I. W., Susyanti, J., & Salim, M. A. (2020). Pengaruh Financial Literacy, Financial Attitude Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan Pada Pelaku Umkm Fashion Di Kota Batu. E – Jurnal Riset Manajemen, 9(5), 17–31.
Siahaan, M. D. R. (2013). Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Pada Mahasiswa Perguruan Tinggi Di Surabaya. Journal of Business and Banking, 1, 1–15.
Sugiyono. (2012). Metode Penelitian Kuantitatif, Kualitatif, dan R & D. Alfabeta. Thi, N., Mien, N., & Thao, T. P. (2015). Factors Affecting Personal Financial Management Behaviors: Evidence from Vietnam. Economics, Finance and Social Sciences, 978-991.
Widyaningrum, S. (2018). Pengaruh Sikap Keuangan, Pengetahuan Keuangan Dan Pengalaman Keuangan Terhadap Perilaku Pengelolaan Keuangan Keluarga Di Sidoarjo. STIE Perbanas, 45, 39.
Yulianti, N., & Silvy, M. (2013). Sikap pengelola keuangan dan perilaku perencanaan investasi keluarga di Surabaya. Journal of Business and Banking, 3(1), 57–68.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Journal of Business, Finance, and Economics (JBFE)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
Authors who publish with the Journal Of Business, Finance, and Economics (JBFE) agree to the following terms:
- Authors retain copyright and grant the journal the right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.
