Puja Hairani Siregar and Husnul Khotimah 2025. Moderasi Non-Performing Financing (NPF) pada Pengaruh Profit Sharing Ratio (PSR) dan Zakat Performance Ratio (ZPR) terhadap Return on Assets pada Bank Umum Syariah. Journal of Business, Finance, and Economics (JBFE). 6, 2 (Dec. 2025), 169–178. DOI:https://doi.org/10.32585/jbfe.v6i2.7668.