Muhammad Rizal, Ruslaini Ruslaini, and Eri Kusnanto. “Peran Regulasi Dalam Mendorong Adopsi Cloud Computing UMKM DKI Jakarta”. Journal of Business, Finance, and Economics (JBFE), vol. 3, no. 1, May 2022, pp. 130-6, doi:10.32585/jbfe.v3i1.5707.