Analisis Pemanfaatan Dana Pensiun dalam Pemenuhan Kebutuhan Hidup Pensiunan PNS di Kabupaten Belu

Authors

  • Nolviana Arisa Bete Universitas Nusa Cendana
  • Nikson Tameno Universitas Nusa Cendana
  • Cicilia A. Tungga Universitas Nusa Cendana

DOI:

https://doi.org/10.32585/jbfe.v5i2.5744

Keywords:

Utilization Of Pension Funds, Living needs, Retired Civil Servants

Abstract

The research aims to analyze how the use of pension funds affects the daily lives of retired civil servants and the excent to which pension funds have been utilized optimally according to their needs. The research method used is qualitative with a case study approach, involving in-depth interviews with retired civil servants and analysis of related pension policy documents. The research results show that the use of pension fundshas a significant impact on the financial literacy, invesment strategies and financial planning influence the effectiveness of using pension funds. This research also illustrates that the majority of retired civil servants in Belu regency are able to utilize pension funds optimally according to their living needs, althoungh challenges such as inflation and the ever-increasing cost of living are still a major concern. This study is expected to provide deeper insight into how pension fund management can be improved to improve the quality of live of retired civil servants in retirement, as well as provide recommendations for better policies in managing pension funds in Belu Regency.

 

 

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References

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Published

2024-08-26

How to Cite

Nolviana Arisa Bete, Nikson Tameno, & Cicilia A. Tungga. (2024). Analisis Pemanfaatan Dana Pensiun dalam Pemenuhan Kebutuhan Hidup Pensiunan PNS di Kabupaten Belu. Journal of Business, Finance, and Economics (JBFE), 5(2), 344–355. https://doi.org/10.32585/jbfe.v5i2.5744

Issue

Vol. 5 No. 2 (2024): Journal Of Business, Finance, and Economics (JBFE)

Section

Publication Ethics

License

Copyright (c) 2024 Journal of Business, Finance, and Economics (JBFE)

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